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Licensed Credit Brokers - Regulated by the Financial Conduct Authority for Credit Brokerage

Through our finance partner, Novuna Personal Finance, we can offer Buy Now Pay Later Finance with only 10% deposit over 6,10 or 12 months deferred term, with no interest payable providing the balance is settled by the agreed deferred term (there is an early settlement fee of £29 payable to Novuna). The interest rate would be 29.8% APR if it was not settled in the deferred term.

We can also offer interest free credit over 18 months with a 20% deposit and no further fees payable, and interest bearing credit for up to 36 months with a 10% deposit, typical interest is 19.9% APR.

As an example:
Opal 690Q sewing machine at £979. Pay £98 down and then pay nothing for 12 months, then pay £881 plus £29 early settlement fee, total charge for 12 months credit on £881 = £29 settlement fee. Or pay £196 down and then pay £43.50 per month, over 18 months, with no additional fees or interest.

 

Order Value
Terms (Months)
Deposit (10%)
Monthly Payments
£350 34 £35 £15.77
£700 24 £70 £31.54
£1,200 36 £120 £39.20
£2,000 36 £200 £65.34

 

Credit subject to status and affordability. Terms & Conditions Apply. Coles Sewing Centre Ltd trading as Coles Sewing Centre is a credit broker and is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register no. 728470. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk.